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HomeMy WebLinkAbout2006-02-13 Correspondence from Andrew James ` l RECEIVED C;TY ' y r ' ...-�•- Andrew L.James C; T Y fl;un n 0 c 0 C:t 1348 Jasmine Place Arroyo Grand, CA. 93420 06 FEB 21 PM 31 p� (805)783-1553/Day(805)468-2933 V(cc� fie_'nth", Email: Ajames2002@aol.com February 13,2006 City of Arroyo Grande P 0.Box 550 Arroyo Grande,CA 93421 Attn. City Manager Re:Refinance of Second Mortgage Loan Dear City Manager Enclosed is a uniform residential loan application. I want to apply for a second mortgage to pay off all my credit card debt.Please advise if I may do this, providing the total principal amount of both mortgages will not exceed 95%of the present value of the property, even after deducting$100,000,which was the difference between the fair market price and the price I paid for the house.The amount I need to borrow is about$43,000.The house value is about $600,000 and the amount that would be owed would be$338,000.00 including closing costs. I greatly appreciate your permission on this matter.Please call me at(805)468-2933 if you have any further questions regarding this loan. Sincerely Andrew James c: 6L0JO/rimy, Cfr ham►' pee Avg Pickui4