The URL can be used to link to this page

Home My WebLink About181 S Elm St State Farm General Insurance Company A Stock Company With Home Offices in Bloomington, Illinois PO Box 2356 Bloomington IL 61702-2356ill•MateFarm. AllH00 12-61B1-FBD9 F HW 001883 32RENEWAL DECLARATIONS CITY OF ARROYO GRANDE 300 E BRANCH ST t ARROYO GRANDE CA 93420-2706 AMOUNT DUE: None "II'I�II��I"'ll��l""I IIIIIIiiIIIII'llijililj'111111l'1' rayment:is duE by BILLED THROUGH SFPP Policy Number: 87-NX-3729-9 O 0 O Policy Period: 12 Months Effective Dates: MAY 24 2025 to MAY 24 2026 The policy period begins and ends at 12:01 am standard time at the residence premises. Homeowners Policy Your State Farm Agent TODD HUEBLER Location of Residence Premises 1178 E GRAND AVE 181 S ELM ST ARROYO GRANDE CA 93420-2556 ARROYO GRAND CA 93420-3027 Phone:(805)473-3897 Construction: Frame Roof Material: Concrete/Clay Year Built: 2006 Roof Installation Year: Default to Year Built Automatic Renewal If the POLICY PERIOD is shown as 12 MONTHS,this policy will be renewed automatically subject to the premiums,rules, and forms in effect for each succeeding policy period. If this policy is terminated,we will give you and the Mortgagee/Lien- holder written notice in compliance with the policy provisions or as required by law. IMPORTANT MESSAGES This policy includes building code upgrade coverage of $36,630. Refer to the Important Notice for possible terms,limits,conditions,or restrictions. Please help us update the data used to determine your premium. Contact your agent with the year each of your home's utilities (heating/cooling,plumbing,or electrical)and roof were last updated. See page 3 for additional discounts. PREMIUM Annual Premium $724.o0 Intervenor Fees 3.50 Your premium has already been adjusted by the following: Sprinkler Discount Home/Auto Discount Claim Record Discount Wildfire Mit Disc-P Total Premium $727.50 Prepared MAR 27 2025 ��"" Page 1 of 3 HO-2000awes*,�f,4;'cStevery [fipiG S�, ,r''t,G'm Ceivr �{ K '6', 009682 920 AI N 1o1F10110e1 04144016 £StateFarm NAMED INSURED rEE AND ADDITIONAL INTERESTS RIDENI-TOUR, SHAWN & SCHILDER, NANCY Mortgagee PREMIER AMERICA FEDERAL Loan Number: CREDIT UNION 5021886907 ITS SUCCESSORS AND/OR ASSIGNS PO BOX 25545 FORT WORTH TX 76124-2545 Additional Insured CITY OF ARROYO GRANDE Loan Number: 300E BRANCH ST N/A ARROYO GRANDE CA 93420-2706 SECTION I-PROPS ,+COVERAGES AND LIMITS Coverage Limit of Liability A Dwelling $ 366,300 Other Structures $ 36,630 B Personal Property $ 274,725 C Loss of Use $ 109,890 Additional Coverages Arson Reward $1,000 Credit Card, Bank Fund Transfer Card, Forgery, and Counterfeit Money $1,000 Debris Removal Additional 5%available/$1,000 tree debris Fire Department Service Charge $500 per occurrence Fuel Oil Release $10,000 Locks and Remote Devices $1,000 Trees, Shrubs, and Landscaping 5%of Coverage A amount/$750 per item SECTION II-LIABILITY COVERAGES AND LIMITS Coverage Limit of Liability L Personal Liability (Each Occurrence) $ 100,000 Damage to the Property of Others $ 1,000 M Medical Payments to Others (Each Person) $ 5,000 INFLATION Inflation Coverage Index: 387.6 DEDUCTIBLES Section I Deductible Deductible Amount All Losses 1/2% $ 1,831 LOSS SETTLEMENT PROVISIONS Al Replacement Cost- Similar Construction B1 Limited Replacement Cost - Coverage B 110-2000 Page 2 of 3 87-NX-3729-9 £State Farm FORMS,OPTIONS,AND ENDORSEMENTS HW-2105 Homeowners Policy Option ID Increase Dwlg up to $73,260 =KGs Option OL Ordinance/Law 10%/ $36,630 , Option Al Additional Insured Option JF Jewelry and Furs$1,500 Each Article/$2,500 Aggregate HO-2622.1 Back-Up Of Sewer Or Drain - 5%of Coverage N$ 18,315 HO-2420 Form 438bfu NS Lndr Loss Pay HO-2362 State of Emergency Amendatory HO-2213 Amendatory Endorsement o ADDITIONAL MESSAGES The limit of liability for this structure (Coverage A) is based on an estimate of the cost to rebuild your home, including an approximate cost for labor and materials in your area, and specific information that you have provided about your home. CALIFORNIA LAW REQUIRES US TO PROVIDE THE FOLLOWING NOTICE: Our records indicate that you have not purchased earthquake coverage. Anti-Fraud Disclosure- For your protection California law requires the following to appear on this form:Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. California regulation affords policyholders with the ability to appeal an assigned wildfire risk score or classification. State Farm®uses geographic rating that considers wildfire risk associated with the GPS coordinates of your address. The range of available premium adjustments is currently -47.0%to 682.8%, and your adjustment is -33.1%. To file an appeal, please contact your State Farm agent. ADDITIONAL DISCOUNTS Class A Rated Roof Other limits and exclusions may apply- refer to your policy Your policy consists of these Declarations,the Homeowners Policy shown above,and any other forms and endorsements that apply,including those shown above as well as those issued subsequent to the issuance of this policy. This policy is issued by the State Farm General Insurance Company. Participating Policy You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in accordance with the Company's Articles of Incorporation,as amended. In Witness Whereof,the State Farm General Insurance Company has caused this policy to be signed by its President and Secretary at Bloomington, Illinois. 4=586.441 i4/44424-. 4t0-14(4:44 Secretary President Prepared MAR 27 2025 Page 3 of 3 H 0-2000 009683 920 N