HomeMy WebLinkAbout258 S Courtland St State Farm General Insurance Company
A Stock Company With Home Offices in Bloomington, Illinois
PO Box 2356
Bloomington IL 61702-2356 £State Farm
AT1003435 32002-2EEA-FBEF F HW
CITY OF ARROYO GRANDE RENEWAL DECLARATIONS
300 E BRANCH ST
_ • ARROYO GRANDE CA 93420-2706
AMOUNT DUE: None
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Policy Number: 87-GF-3100-5
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Policy Period: 12 Months
CO c, Effective Dates: MAY 23 2025 to MAY 23 2026
The policy period begins and ends at 12:01 am standard
time at the residence premises.
Homeowners Policy Your State Farm Agent
RAILSBACK INS AND FIN SVCS INC
Location of Residence Premises 300 JAMES WAY STE 250
258 S COURTLAND ST PISMO BEACH CA 93449-2874
ARROYO GRANDE CA
93420-6023
Phone:(805)773-7470
Construction: Frame Roof Material: Composition Shingle
Year Built: 2005 Roof Installation Year: Default to Year Built
Automatic Renewal
If the POLICY PERIOD is shown as 12 MONTHS,this policy will be renewed automatically subject to the premiums,rules,
and forms in effect for each succeeding policy period. If this policy is terminated,we will give you and the Mortgagee/Lien-
holder written notice in compliance with the policy provisions or as required by law.
IMPORTANT MESSAGES
This policy includes building code upgrade coverage of $33,510. Refer to the Important Notice for
possible terms,limits, conditions,or restrictions.
Please help us update the data used to determine your premium. Contact your agent with the year each of
your home's utilities(heating/cooling,plumbing,or electrical)and roof were last updated.
See page 3 for additional discounts.
PREMIUM
Annual Premium $957.00
Intervenor Fees 3.50
Your premium has already been adjusted by the following:
Claim Record Discount Wildfire Mit Disc-P
Total Premium $960.50
Prepared MAR 262026 awls'
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£fi State Farm
NAMED INSURED Mn$flr i r ND ADDITIONAL INTERESTS
BEZERRA, DAVID P, ESTATE OF
Mortgagee
US BANK NA ISAOA Loan Number.
C/O US BANK HOME MORTGAGE 2300266427
PO BOX 961045
FORT WORTH TX 76161-0045
2nd Mortgagee
CITY OF ARROYO GRANDE Loan Number:
300 E BRANCH ST JASMINE PLACE
ARROYO GRANDE CA 93420-2706
SECTION I- PROPERTY COVERAGES AND LIMITS
Coverage Limit of Liability
A Dwelling $ 335,100
Other Structures $ 33,510
B Personal Property $ 251,325
C Loss of Use $ 100,530
Additional Coverages
Arson Reward $1,000
Credit Card, Bank Fund Transfer Card, Forgery, and Counterfeit Money $1,000
Debris Removal Additional 5%available/$1,000 tree debris
Fire Department Service Charge $500 per occurrence
Fuel Oil Release $10,000
Locks and Remote Devices $1,000
Trees, Shrubs, and Landscaping 5%of Coverage A amount/$750 per item
SECTION II-LIABILITY COVERAGES AND LIMITS
Coverage Limit of Liability
L Personal Liability (Each Occurrence) $ 300,000
Damage to the Property of Others $ 1,000
M Medical Payments to Others (Each Person) $ 5,000
INFLATION
Inflation Coverage Index:387.6
DEDUCTIBLES
Section I Deductible Deductible Amount
All Losses $ 2,000
LOSS SETTLEMENT PROVISIONS
Al Replacement Cost- Similar Construction
81 Limited Replacement Cost- Coverage B
Ho-2000
Page 2 of 3
87-GF-3100.5 £State Farm r
FORMS,OPTIONS,AND ENDORSEMENTS
HW-2105 Homeowners Policy
Option ID Increase Dwlg up to$67,020
Option OL Ordinance/Law 10%/ $33,510
Ors Option JF Jewelry and Furs $1,500 Each
Article/$2,500 Aggregate
HO-2447.1 Personal Injury Endorsement
HO-2420 Form 438bfu NS Lndr Loss Pay
HO-2362 State of Emergency Amendatory
HO-2213 Amendatory Endorsement
ADDITIONAL MESSAI
w The limit of liability for this structure (Coverage A) is based on an estimate of the cost to rebuild your home,
including an approximate cost for labor and materials in your area, and specific information that you have
provided about your home.
CALIFORNIA LAW REQUIRES US TO PROVIDE THE FOLLOWING NOTICE: Our records indicate that you have
not purchased earthquake coverage.
Anti-Fraud Disclosure - For your protection California law requires the following to appear on this form:Any person
who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for
the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.
California regulation affords policyholders with the ability to appeal an assigned wildfire risk score or
classification. State Farm®uses geographic rating that considers wildfire risk associated with the GPS coordinates of
your address. The range of available premium adjustments is currently -47.0%to 682.8%, and your adjustment
is -34.0%. To file an appeal, please contact your State Farm agent.
wuOITIONAL DISCOUNTS
Class A Rated Roof
Other limits and exclusions may apply- refer to your policy
Your policy consists of these Declarations,the Homeowners Policy shown above,and any other forms and endorsements
that apply, including those shown above as well as those issued subsequent to the issuance of this policy.
This policy is issued by the State Farm General Insurance Company.
Participating Policy
You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors
in accordance with the Company's Articles of Incorporation,as amended.
In Witness Whereof, the State Farm General Insurance Company has caused this policy to be signed by its President
and Secretary at Bloomington, Illinois.
14444(4,14.. wium4 r,...
Secretary President
Prepared MAR 262025 Page 3 of 3
H 0-2000
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